An Overview of the RBI’s Digital Lending Directions, 2025
India’s digital lending ecosystem has expanded rapidly, driven by instant app-based credit, embedded finance models, and growing collaboration between fintech platforms and regulated lenders. This scale-up, while positive for financial inclusion, has also surfaced recurring concerns around opaque pricing, disproportionate data collection, and coercive recovery practices, issues that prompted the Reserve Bank of India (RBI) […]
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