Synergia Legal is bringing to you a fortnightly compilation of digestible summaries of key legal developments and case laws impacting the business, commercial and economic landscape in India: Securities Laws 1. The Securities and Exchange Board of India (SEBI) issued a circular relaxing the applicability of the SEBI Master Circular for compliance with the provisions […]
Synergia Legal is bringing to you a fortnightly compilation of digestible summaries of key legal developments and case laws impacting the business, commercial and economic landscape in India: Corporate Laws 1. The Ministry of Corporate Affairs (MCA) issued a general circular introducing the Companies Compliance Facilitation Scheme, 2026 (February 24, 2026): The MCA, through General
India’s digital payments ecosystem has evolved from a facilitator-led model to a systemically important financial infrastructure. As transaction volumes scale and intermediaries increasingly sit between payers and merchants, the regulatory lens has decisively shifted from technology enablement to funds custody and settlement risk. This shift is most visible in the regulatory treatment of “Payment Aggregators”
Payment Aggregators and Payment Gateways in India: Understanding the Regulatory Divide Read More »
A Prepaid Payment Instrument(“PPI”) is a regulated payment instrument that facilitates the purchase of goods and services against a pre-funded value stored on such instrument or accessible through it. Under the regulatory framework issued by the Reserve Bank of India (“RBI”), a PPI represents value paid for by the holder in advance and enables payment
A Regulatory Overview of Prepaid Payment Instruments in India Read More »
Co-lending has emerged as a significant credit delivery model in India, where two regulated entities jointly fund loans and share credit risk and rewards on a pre-agreed basis. The Reserve Bank of India (Co-Lending Arrangements) Directions, 2025 (“Co-Lending Directions, 2025”/ “Directions”) provide a comprehensive statutory framework governing such arrangements between regulated entities (“REs”), including commercial
Cross-border fundraising has become an essential component of the capital strategy for Indian startups and growth-stage companies, particularly those operating in technology-driven and globally scalable sectors. As venture capital and private equity increasingly flow through international structures, founders are required to navigate a regulatory landscape that is both sophisticated and compliance-intensive. At the centre of
India’s digital lending ecosystem has expanded rapidly, driven by instant app-based credit, embedded finance models, and growing collaboration between fintech platforms and regulated lenders. This scale-up, while positive for financial inclusion, has also surfaced recurring concerns around opaque pricing, disproportionate data collection, and coercive recovery practices, issues that prompted the Reserve Bank of India (RBI)
An Overview of the RBI’s Digital Lending Directions, 2025 Read More »
The Reserve Bank of India (RBI) has embarked on the introduction of the Central Bank Digital Currency (CBDC), also referred to as the Digital Rupee (e₹), as a new form of sovereign money in electronic form. The initiative draws its foundation from the Concept Note on Central Bank Digital Currency issued by the RBI on
Visualizing the Digital Rupee: Legal Foundation for India’s CBDC Read More »
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